What is BHIM UPI VPA?

A BHIM UPI VPA, or Virtual Payment Address, is a unique identifier used to send and receive money instantly through the Unified Payments Interface. It acts as a digital alias for your bank account, allowing you to perform transactions without sharing sensitive details like your account number or IFSC code. Typically formatted as "name@upi" or "mobilenumber@upi", the VPA maps directly to your linked bank account. Developed by NPCI, it ensures a secure, simple, and 24/7 payment experience for all users across India.