How to use UPI VPA?

To use a UPI Virtual Payment Address (VPA) for transactions, follow these steps:

• Open your UPI-enabled application and select the option to send money or pay.
• Enter the recipient's unique VPA, which typically follows a format like name@bankname.
• Input the transaction amount and any optional remarks.
• Verify the beneficiary details and authorize the payment by entering your secure UPI PIN.

Alternatively, you can receive funds by sharing your VPA with the sender, allowing them to initiate the transfer directly to your linked bank account.