To use the Unified Payments Interface (UPI) service, you need to download a UPI-enabled application and link it to your bank account using your registered mobile number. Once registered, you can create a unique Virtual Payment Address (VPA) or UPI ID.
To perform transactions:
- Select the option to send money or scan a QR code.
- Enter the recipient's UPI ID, mobile number, or scan their QR code.
- Enter the amount and authorize the payment using your secure UPI PIN.
- Funds are transferred instantly between bank accounts 24/7.