How to transfer money online without UPI?

You can transfer money online without UPI using several secure methods provided by Indian banks and the NPCI. These options allow for seamless fund transfers through net banking or mobile apps:

• IMPS: Offers instant, 24/7 fund transfers up to 5 lakh per transaction using the recipient's account number and IFSC or mobile number and MMID.
• NEFT: Suitable for routine transfers with no minimum limit; processed in half-hourly batches.
• RTGS: Designed for high-value, real-time settlements of 2 lakh and above.
• \*99\# (USSD): Enables basic banking and transfers without an internet connection.