How to use UPI on a basic phone?

You can use UPI on a basic phone without an internet connection using the UPI 123PAY service or the *99# USSD code. To get started, link your bank account by dialing *99# and setting up a UPI PIN with your debit card details. Once registered, you can perform transactions through:

• IVR Number: Call 080 4516 3666 and follow the voice prompts.
• Missed Call: Give a missed call to the merchant's number to receive a callback for payment.
• Sound-based Technology: Use proximity sound waves at merchant terminals.