How to transfer money without a UPI PIN?

You can transfer money without a UPI PIN by using alternative digital and traditional banking methods. While most UPI transfers require a PIN for security, the following methods are available:

• UPI Lite: Allows small-value transactions up to 500 INR without entering a PIN.
• IMPS, NEFT, or RTGS: These can be initiated via net banking or at a bank branch using the recipient's account number and IFSC code.
• Aadhaar Enabled Payment System (AePS): Enables fund transfers using your Aadhaar number and biometric authentication at authorized points.
• Mobile Wallets: Some digital wallets allow internal transfers using your stored balance.