To open a UPI ID, you need a bank account, a registered mobile number linked to that account, and a debit card. Follow these steps:
- Download a UPI-enabled app and register using your linked mobile number.
- Select your bank from the provided list to fetch your account details.
- Set up a secure UPI PIN using your debit card information.
- The app will automatically generate a unique UPI ID, or Virtual Payment Address (VPA), which you can use for instant fund transfers.