How to operate UPI?

To operate UPI, you must link your bank account to a UPI-enabled mobile application using your registered mobile number. The process involves:

• Registering on the app and creating a unique Virtual Payment Address (VPA) or UPI ID.
• Setting a secure UPI PIN using your debit card details for transaction authorization.
• Initiating payments by scanning a QR code, entering the recipient's UPI ID, or choosing a contact.
• Entering your UPI PIN to instantly authorize and complete the real-time fund transfer.