To make a payment using UPI, open your UPI-enabled application and choose a transfer method. You can pay by scanning a merchant's QR code or by entering the recipient's Virtual Payment Address (VPA) or mobile number.
- Select 'Scan QR' or 'Send Money'.
- Enter the payment amount and any optional remarks.
- Choose the linked bank account you wish to pay from.
- Enter your unique 4 or 6-digit UPI PIN to authorize the transaction.
Once confirmed, the funds are transferred instantly from your account to the recipient.