How to make a payment by UPI?

To make a payment using UPI, open any UPI-enabled application on your smartphone and follow these steps:

• Select a payment method such as Scan QR, Pay to Mobile Number, or Pay to UPI ID.
• Enter the recipient's details or scan their QR code.
• Enter the transaction amount you wish to send.
• Choose the bank account you want to debit the funds from.
• Enter your unique 4 or 6-digit UPI PIN to authorize and complete the secure instant transfer.