How to get a UPI PIN without an ATM card?

You can get a UPI PIN without an ATM card by using the Aadhaar-based verification feature enabled by NPCI. This allows you to set up or reset your PIN using your Aadhaar details instead of a physical debit card. To complete the setup:

• Open your UPI-enabled app and select the option to set a UPI PIN for your bank account.
• Choose the Aadhaar Card option for verification.
• Enter the first six digits of your Aadhaar number.
• Enter the OTP received on your mobile number linked with both Aadhaar and your bank.
• Set your new 4- or 6-digit UPI PIN and confirm it.