How to limit UPI transactions?

You can limit your UPI transactions by managing the settings within your linked bank's mobile application or website. While the National Payments Corporation of India (NPCI) sets a standard daily ceiling of 1 lakh, individual banks allow users to set lower custom limits for better security and financial control. Common ways to manage these limits include:

• Accessing the UPI or Payment Settings section in your bank's official app to adjust daily or per-transaction caps.
• Contacting your bank's customer service to request a permanent decrease in your transaction limits.
• Using feature-specific limits for services like UPI Lite, which has a smaller maximum balance and transaction cap.