How to get a UPI ID without a debit card?

You can get a UPI ID without a debit card by using Aadhaar-based authentication. This feature, introduced by NPCI, allows you to set up your UPI PIN using your Aadhaar number instead of a physical card. To use this method, ensure your mobile number is linked to both your Aadhaar and your bank account. Steps to set up your UPI ID:

• Launch a UPI-enabled app and select the option to add a bank account.
• Choose Aadhaar-based verification instead of debit card details.
• Enter the first six digits of your Aadhaar number.
• Verify the OTPs received from your bank and UIDAI.
• Set your unique 4 or 6-digit UPI PIN to complete the process.