To get a UPI ID, download a UPI-enabled mobile application and follow these steps:
- Enter your mobile number registered with your bank to verify it via OTP.
- Select your bank from the list to fetch your linked account details automatically.
- Create a unique virtual payment address, typically in the format yourname@bankname.
- Set a secure UPI PIN using your debit card details to authorize future transactions.
Once completed, your UPI ID is ready to send and receive money instantly.