How to change PIN without ATM card?

You can change your debit card PIN without an ATM card by using your bank's mobile banking application. Log in to your bank's mobile app, navigate to the 'Debit Cards' section, and select the card for which you need to reset the PIN. Alternatively, if you need to change your UPI PIN, you can often do so through payment apps like Paytm. Open the app, go to UPI & Payment Settings, select the bank account, and tap 'Change UPI PIN.' (Moneyview, Paytm)