Can you have multiple UPI IDs?

Yes, you can have multiple UPI IDs. As per NPCI guidelines, a user can link one or more bank accounts to a UPI-enabled application, and each account can have its own unique UPI ID. Additionally, some applications allow you to create multiple UPI IDs for a single bank account to ensure better transaction success rates by routing payments through different bank servers. This provides flexibility and helps in organizing personal and business transactions effectively while maintaining security.