Can we create UPI for a credit card?

Yes, you can link a RuPay credit card to UPI for making merchant payments. Currently, the National Payments Corporation of India (NPCI) only allows RuPay network credit cards to be linked with UPI. To set this up, ensure your mobile number is registered with your credit card issuer. You can then select your card in the UPI settings of your app, verify the details, and set a unique UPI PIN. This feature is intended for merchant transactions via QR codes or online payments and does not support person-to-person money transfers.