Can I use UPI?

Yes, you can use UPI if you have an active bank account with a mobile number registered with that bank. To start using it, you need to:

• Download a UPI enabled mobile application.
• Verify your mobile number and link your bank account.
• Create a unique Virtual Payment Address (VPA) or UPI ID.
• Set a secure 4 or 6 digit UPI PIN using your debit card or Aadhaar details for authenticating transactions.

This allows you to send and receive money instantly 24/7.