Can UPI be linked to a current account?

Yes, UPI can be linked to a current account. According to NPCI guidelines, businesses and individuals can link their current accounts to any UPI-enabled app to send or receive payments instantly. Benefits include:

• Real-time fund transfers 24/7, including holidays.
• Simplified collections from customers via QR codes or UPI IDs.
• Secure transactions with two-factor authentication.
• Improved financial liquidity and easy tracking for business operations.

To link it, ensure your mobile number is registered with your bank and use your debit card details to set the UPI PIN.