Can UPI be used for a credit card?

Yes, UPI can be used with credit cards. Currently, the National Payments Corporation of India (NPCI) allows users to link their RuPay credit cards to UPI-enabled applications. This feature enables you to make seamless payments to merchants by scanning QR codes or using merchant UPI IDs. Key points to consider:

• Only RuPay credit cards issued by participating banks are currently supported.
• The feature is limited to merchant transactions and cannot be used for person-to-person (P2P) transfers.
• Users must set up a unique UPI PIN for their credit card to authorize transactions.