Can UPI be created without a debit card?

Yes, you can create a UPI account without a debit card by using your Aadhaar number. This facility, introduced by the National Payments Corporation of India (NPCI), allows users to set up or reset their UPI PIN through Aadhaar-based verification. To use this feature, ensure that:

• Your Aadhaar number is linked to your bank account.
• The mobile number registered with your Aadhaar is the same as the one linked to your bank account.
• You select the Aadhaar-based authentication option in your UPI application and verify the details via OTP.