Can I create a UPI ID without a debit card?

Yes, you can create a UPI ID and set your UPI PIN without a debit card by using your Aadhaar number. This feature, introduced by NPCI, allows you to authenticate your bank account using Aadhaar-based OTP verification. To use this method, ensure that:

• Your bank supports Aadhaar-based UPI.
• The same mobile number is registered with both your bank account and Aadhaar.
• You select the Aadhaar option during the PIN setup process on your UPI app.