Yes, you can open a bank account without a PAN card by opting for a Basic Savings Account or a Small Account. For these accounts, you must provide alternative identity and address proof documents along with submitting Form 60, a declaration that you do not hold a PAN card.
The acceptable alternative documents often include:
- Aadhaar Card
- Voter ID Card
- Passport
- Driving License
This option is suitable for individuals with limited income, but be aware that these accounts typically have restrictions on transaction amounts and overall balance. You can upgrade to a regular savings account once you submit a PAN card.