can we open account without pan card

Yes, you can open certain types of bank accounts in India without a Permanent Account Number (PAN) card. Banks may permit you to open a 'Small Account' or a 'Basic Savings Account' by providing other valid identity and address proof documents, such as an Aadhaar card or Voter ID, or by submitting Form 60. However, these small accounts usually have restrictions on the maximum deposit amount, withdrawal limits, and overall balance. For opening a regular savings account or for engaging in high-value financial transactions, a PAN card is typically mandatory.