how to open account without pan card

Yes, you can open a bank account without a Permanent Account Number (PAN) card by opting for a Basic Savings Account or a Small Account. For these accounts, you must submit an alternative proof of identity and address, such as your Aadhaar card, Voter ID, or Passport. If you do not possess a PAN card, you are also required to submit Form 60, a declaration stating this fact, as per Income Tax rules. These non-PAN accounts may have certain restrictions on transactions and balance limits.