what should be the credit score

Generally, a credit score of 670 and above is considered good by most lenders. The range of credit scores typically runs from 300 to 850, and achieving a score in the 740 to 850 range is considered "Very Good" to "Excellent." A strong score is crucial as it indicates you are a reliable borrower, which increases your likelihood of loan approval and helps you qualify for lower interest rates and better credit terms.