how to get credit card with low cibil score

Getting a credit card with a low CIBIL score is possible, primarily by opting for secured products designed for credit building. The most common and effective way is to apply for a Secured Credit Card (also called an FD-backed card), which uses your Fixed Deposit as collateral.

• Secured Credit Cards are easier to approve as they reduce the bank's risk.
• You can also apply for an Add-On or Supplementary Card under a family member's existing account.
• Check with your current bank for pre-approved offers based on your salary or account relationship.