how to get loan on low cibil score

Getting a loan with a low CIBIL Score is challenging but possible. Lenders view a low score as a higher risk, but you can improve your chances by applying for secured loans (like a loan against property or gold) or opting for a loan with a co-applicant or guarantor who has a good credit history. You could also explore Non-Banking Financial Companies (NBFCs) or Microfinance Institutions, as they may have more flexible criteria. Simultaneously, work on improving your score by clearing existing debts and paying EMIs on time.