which among following does not affect cibil score

Since the options are not provided, it is not possible to specify which item "among the following" does not affect the CIBIL score. Generally, factors that do not affect your CIBIL score include:

• Checking your own credit score (a soft inquiry)
• The balance in your savings or current accounts
• Your investments (shares, mutual funds, etc.)
• Your marital status or employment history

Your CIBIL score is primarily influenced by your credit payment history, credit utilization, and credit inquiries made by lenders.