how to know my credit score

You can check your credit score for free directly through the official websites of India's major Credit Information Companies (CICs) such as TransUnion CIBIL, Equifax, Experian, or CRIF High Mark. The process requires you to create an account, verify your identity using an OTP sent to your registered mobile number, and provide identification details like your PAN or Aadhaar. Once verified, you can instantly access your latest credit score and report, which is essential for monitoring your financial health.