how can i check my credit score

You can check your credit score for free through various channels. The easiest way is to visit the official websites of the Credit Information Companies of India, such as CIBIL (TransUnion CIBIL), Experian, or Equifax. As per RBI guidelines, you are entitled to one free credit report annually from each bureau. Additionally, many banks and financial institutions offer customers free monthly access to their credit score and report via their net banking portals or mobile applications. Reviewing your score is a soft inquiry and does not harm your credit standing.