how to check your credit score

You can check your credit score for free through the official websites of credit bureaus in India (like CIBIL, Experian, CRIF High Mark, and Equifax) or their trusted partner platforms. As per RBI guidelines, you are entitled to one free credit report from each bureau annually. The process is simple:

• Visit the chosen platform's credit score check section.
• Enter verification details, including your name, mobile number, and PAN card.
• Note that checking your own score is a 'soft inquiry' and will not negatively impact your credit health.