how to increase credit score quickly

To quickly increase your credit score, focus on the main factors: payment history and credit utilisation.

• Always pay all loan EMIs and credit card bills on or before the due date, as payment history is the most important factor.
• Reduce outstanding credit card debt to keep your credit utilisation ratio below 30% of your total available limit.
• Review your credit report for any errors or inaccuracies and dispute them, as correcting mistakes can immediately improve your score.

Note that consistent, positive financial behaviour over several months is key for substantial and long-term credit health improvement.