how to rectify cibil score

To rectify an error in your CIBIL score, you must raise a formal dispute with CIBIL. Begin by obtaining your latest CIBIL report and thoroughly checking it for inaccuracies, such as wrong personal details, incorrect loan amounts, or payment history errors like 'Days Past Due' discrepancies. Next, log in to the official CIBIL portal and fill out the online dispute form, providing details of the error and supporting documents. CIBIL will then forward your complaint to the concerned bank or financial institution for verification and correction. The resolution process typically takes 30-45 days. Regularly monitoring your report is advised.