how to get a loan with low cibil score

Getting a loan with a low CIBIL score is possible, though it may involve higher interest rates. To increase your chances of approval, consider being strategic with your application:

• Apply for a smaller loan amount to lower the risk for the lender.
• Include a co-applicant or guarantor who has a good credit score.
• Submit comprehensive proof of stable and sufficient income to demonstrate your repayment capacity.
• Review your credit report for any errors and have inaccuracies corrected immediately.
• Look for digital lending platforms, as some may consider scores as low as 650 based on unique credit models.