How to get a free credit score?

You can get a free credit score once a year from each of the four major credit information companies in India: CIBIL, Equifax, Experian, and CRIF High Mark. As per Reserve Bank of India (RBI) guidelines, these bureaus are required to provide one full credit report and score for free annually. To access it, visit their official websites and provide identity details like your PAN or Aadhaar. Additionally, many Indian banks and digital platforms offer free monthly credit score updates to their users through secure portals.