Where can I get my credit score?

You can get your credit score directly from the four RBI-authorized credit bureaus in India: TransUnion CIBIL, Equifax, Experian, and CRIF High Mark. As per regulatory guidelines, every individual is entitled to one free full credit report and score from each bureau once every calendar year. Additionally, you can access your CIBIL score through the official BHIM app following a recent partnership between TransUnion CIBIL and NPCI. Many banks and fintech platforms also offer free credit score checks through their websites and mobile applications.