How to get a loan with no credit score?

You can get a loan with no credit score by using alternative verification methods. One effective way is to apply for a secured loan by pledging collateral such as gold, fixed deposits, or property. Alternatively, you can apply with a co-applicant or guarantor who has a strong credit history. Providing solid proof of stable income, such as salary slips or bank statements, also helps lenders assess your repayment capacity. Requesting a smaller loan amount initially can also increase your approval chances while helping you build a credit history.