how to generate my credit score

You can generate your credit score by requesting a credit report from one of the four credit bureaus in India: TransUnion CIBIL, Experian, Equifax, or CRIF High Mark. The Reserve Bank of India (RBI) mandates that you are entitled to one free credit score and report every calendar year from any credit bureau. The process is generally completed online:

• Visit a credit bureau's or financial institution's website.
• Create an account and verify your identity using an OTP.
• Enter your personal and identity details, such as PAN and Aadhaar.
• Your latest credit score and detailed report will then be generated.