how can i get a free credit report

You can get one free full credit report and score annually from each of India's four credit information companies (CICs), which include CIBIL, Equifax, Experian, and CRIF High Mark. To obtain it, you must visit the respective CIC's official website or a regulated partner platform. The process typically requires you to create an account and complete identity verification. This free annual report is a key step in monitoring your credit health.