how can i get my cibil score

You can get your CIBIL Score and full Credit Report for free once every calendar year from the official TransUnion CIBIL website, as mandated by the RBI. Alternatively, many authorized financial institutions and online platforms also offer a free monthly check of your credit score. The process generally requires you to:

• Visit the website of a credit bureau or an authorized platform.
• Provide personal details, such as your PAN card number and mobile number.
• Complete a verification step using an OTP sent to your registered mobile number.

Checking your own score is considered a "soft inquiry" and does not negatively impact your CIBIL Score.