how to clear cibil score

You cannot instantly 'clear' your CIBIL score, but you can clear discrepancies on your report and systematically improve a low score. To clear errors on your report, follow a dispute process:

• Obtain your latest credit report from the CIBIL website to check for errors like incorrect loan amounts or wrongly listed 'settled' accounts.
• Raise a dispute online via the CIBIL portal, providing supporting documents for verification.

To improve your score, focus on good financial habits, such as making all loan EMIs and credit card payments on time, and keeping your credit card utilisation below 30%.