You cannot remove legitimate hard inquiries from your credit report, as they will automatically fall off after two years. Hard inquiries have a minimal, temporary impact on your credit score. However, you have the right to dispute any hard inquiry that you do not recognize or believe to be fraudulent or inaccurate. To remove an unauthorized inquiry, you must contact the respective credit bureau to file a formal dispute. If the investigation confirms the inquiry was unauthorized or reported in error, it will be removed from your credit report.
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