Credit Score

how often cibil score is updated

Your CIBIL score is generally updated once every 30 to 45 days. This cycle depends on the reporting schedule of your lenders (banks and NBFCs), as they send fresh data on your loan repayments, outstanding balances, and credit card activity to the credit bureau monthly. Consequently, positive actions like clearing a bill may take up to a month and a half to reflect. Recent guidelines, however, are moving towards an increased frequency, with some credit information now being reported and updated more often, sometimes around twice a month.

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