Credit Score

how to check your credit score india

You can check your credit score in India for free through the official websites of credit bureaus like TransUnion CIBIL, Experian, Equifax, or CRIF High Mark. The process usually requires you to:
  • Visit a credit bureau's website or use a financial service platform.
  • Register or log in by providing personal details such as your name, date of birth, and PAN card number.
  • Verify your identity, typically using an OTP sent to your registered mobile number.
Once verified, you can instantly access your credit score and detailed credit report. Checking your own score is a 'soft inquiry' and does not negatively impact your score.

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