You cannot casually check another person's CIBIL Score or credit report. A credit report contains sensitive personal financial information and can only be legally accessed with the individual's explicit, written consent. This serves as a vital privacy safeguard. For specific, authorized reasons, such as a landlord screening a prospective tenant, the party requesting the report must obtain the individual’s signed permission along with their necessary details, such as their PAN, before a credit bureau will provide access.
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