how to check others cibil score

You cannot check another person's CIBIL score. A credit score is private and confidential financial information protected by strict guidelines. To access a CIBIL report, explicit consent is required from the individual, along with personal details like their PAN number, date of birth, and verification via a unique one-time password (OTP) sent to their registered mobile number or email ID. This legal requirement ensures that only the account holder or a legally authorized entity, such as a lender with the customer's consent, can access the report.