how to check my credit score

You can check your credit score for free by visiting the official websites of India's four Credit Information Companies (CICs): TransUnion CIBIL, Experian, Equifax, or CRIF High Mark. Additionally, many authorized financial platforms offer this service monthly at no cost. The process requires identity verification using details like your name, mobile number, and PAN card number. Remember, checking your own score is a 'soft inquiry' and does not negatively affect your credit standing.