when cibil score gets updated

Your CIBIL score is typically updated every 30 to 45 days, as this aligns with the monthly cycle in which banks and financial institutions report your credit activity to the credit bureau. The score changes only after your lenders submit fresh data on your loan repayments, outstanding balances, or new credit accounts, and CIBIL processes this information. Recent financial actions, like making an EMI payment, will be reflected in your score during the next scheduled reporting cycle.