Credit Score

when is cibil score updated

Your CIBIL score is typically updated every 30 to 45 days. The refresh cycle depends on when your banks and financial institutions report your latest credit activity, such as EMI payments and outstanding balances, to the credit bureau. Since each lender follows its own monthly reporting schedule, the exact date your score changes can fluctuate. Recent regulatory changes are moving towards a fortnightly reporting system, which may soon lead to your credit score updating around twice a month, making your credit file more current.

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